Strategies for Cruising on a Budget

Many cruisers eagerly sail because of this word: value. And no wonder. Typically, expenses such as entertainment, educational programs, hotel services and meals are already covered. And your suitcase sits in your closet unpacked and parked while you explore the beaches and mountains of foreign countries.

But because there are so many variables -- there are cruises aimed at singles, families headed to reunions, even cruises for people with babies -- the price range is vast. Lanie Fagan, communications director of the Cruise Lines International Association, says the options range from $170 per person for a three-day cruise to more than $89,000 for a 107-day world tour. But that's without airfare.

When watching your budget while planning a cruise, the first step is to make sure you understand the expenses. Remember that on top of the fare, you'll typically pay out of pocket for mixed drinks, wine, laundry, casino gambling and spa services, including hair salons. Some babysitting services are extra, as are Internet use, phone calls, shore excursions and visits to the infirmary.- Read More